|
CREDIT DISCLOSURE |
Business
Advantage
Visa®
|
| Annual
Percentage Rate (APR) for purchases |
11.15%
|
| Other
Annual Percentage Rates (cash advances and balance transfers)
1, 2 |
11.15% |
| Variable Rate
Information |
Your APR may vary. The rate(s) are
determined by adding a margin of 7.9% for purchases and
balance transfers, 10% for cash advances, to the prime
rate as published in the Wall Street Jounal on the third
Thursday of each month. |
| Grace period for repayment
of balances for purchases |
You have 25 days to repay
your balance for purchases and balance transfers before
being charged a finance charge. No grace period on cash
advances. |
| Method for computing the
balance for purchases |
Average Daily Balance
(including new purchases and balance) |
| Annual membership fee |
Non-Rewards Cards: $10.00 per card
Reward Cards: $29.00 per card
|
| Minimum finance charge |
NONE |
| Transaction fee for purchases |
NONE |
| Transaction fee for cash
advances |
NONE |
| Balance transfer fee |
NONE |
| Late payment fee
1 |
$19.00
if balance is $100 or less; $34 for balances between
$100.01 and $1,000 and; $39.00 on balances over $1,000 |
| Over-the-credit-limit fee
2 |
$29.00 |
| Returned Check, ACH or
Autopay Fee: |
$29.00
|
